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Face The Fear Podcast – Real Estate Mavens: Leslie Ferguson, Heather Regan, and Tiffany McIntosh
To Rent or To Buy? Millennials wrestle with this decision more than any past generation, especially as student loans and stagnant wages have delayed the home-buying process substantially. In this episode, we tackle this question and many others with the help of three Real Estate Mavens: Leslie Ferguson, Heather Regan, and Tiffany McIntosh.
- What differences have you seen between Millennials looking for housing vs. Gen X or Baby Boomers looking for housing when they were in their 20s-30s? How has the housing market changed over time?
- How does your credit score play into the home buying or apartment renting process?
- Where should a Millennial start when it comes to purchasing a home? What are a few key first steps and pitfalls to avoid?
- How do taxes factor in to owning a home?
- What are hidden costs/fees that a first-time home buyer might not know about?
- What questions should someone ask a real estate agent to make sure they’ll be a good fit?
Don’t forget to subscribe and leave a review! XOXO
Face The Fear Website: https://www.facethefearfw.com
Contact Us: facethefearfw@gmail.com
Our Guests:
LESLIE FERGUSON
REALTOR®
260.312.8294
leslieferguson@kw.comHEATHER REGAN
REALTOR®
260.615.2570
heatherregan@kw.comreganfergusongroup.com
TIFFANY MCINTOSH
Mortage Loan Officer
260.497.8685 -
Face The Fear Podcast – Tim Kukieza, Disability Insurance Expert
What is disability insurance, how does it work, and when do you need it? Tim Kukieza, Disability Insurance Expert, answers these questions and many more on this podcast episode – all while cracking a few jokes along the way. Listen in to find out:
- If someone is young and healthy, why do they need disability insurance now?
- If someone already has disability insurance through their employer, is there any reason why they may need to buy additional coverage?
- What exactly does Disability Insurance cover? Will it replace my entire income?
- How much does DI typically cost for a Millennial?
Don’t forget to subscribe and leave a review! XOXO
Face The Fear Website: https://www.facethefearfw.com
Contact Us: facethefearfw@gmail.com
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Face The Fear Podcast – John Redmaster, CFP – Where should Millennials put their money first?
John Redmaster, Certified Financial Planner and fellow Millennial, joins us to break down where Millennials should focus their money first. Should we pay down student loans or credit card debt? Save for a home? Invest in a 401(k)? Build up an emergency fund? John helps us find answers to these questions and more on this week’s episode:
- What tips would you give to Millennials who just graduated college (or are several years into the workforce) who feel like their student loan debt is unmanageable?
- Since you have the CFP designation, can you explain a little bit about what exactly that designation means and why it may be important to consider when seeking a financial advisor?
- What can Millennials do TODAY to get their finances on track?
Financial Focus Website:
https://www.financialfocusonline.com/Don’t forget to subscribe and leave a review! XOXO
Face The Fear Website: https://www.facethefearfw.com
Contact Us: facethefearfw@gmail.com
YouTube: Face The Fear
Instagram: Face.The.Fear
Facebook: Facebook.com/FaceTheFearFW
Twitter: Face_The_Fear
Advisory Services offered through Investment Advisors, a Registered Investment Advisor and Division of ProEquities, Inc. Securities offered through ProEquities, Inc., a registered Broker/Dealer and member FINRA/SIPC. Financial Focus is independent of ProEquities, Inc. Ash Brokerage and its affiliates are not associated with ProEquities.
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CFP – Certified Financial Planner
On an upcoming podcast, to be released on Friday, July 19th, we will cover a few new terms! In preparation for this podcast, we wanted to link a quick article that explains what a CFP, or Certified Financial Professional is. You’ll hear our guest, John Redmaster, explain why it’s important to work with a CFP in planning out your long-term goals.
Click here to go to Investopedia’s definition of a CFP!
Here is a link for you to check out a CFP that you are considering working with: CFP Verification
Happy reading and don’t forget to tune in on Friday, July 19th for a new podcast!
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Face The Fear Podcast – Father’s Day Chat with Darrell and Allison Perry
On this special Father’s Day episode, we chat with Darrell and Allison Perry, a father-daughter duo! We hear from Darrell, the father of Allison on how he raised his two kids, advice he has given them in regards to finances and how that influenced Allison so far in her life. You won’t want to miss what they have to say!
And if you like us, don’t forget to subscribe and leave a review! XOXO
Face The Fear Website: https://www.facethefearfw.com
Contact Us: facethefearfw@gmail.com
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Face The Fear Podcast – Mother’s Day Money Talk ft. Becky Rogers & Robin Schuller
On this special Mother’s Day episode, we do some girl talk with Becky Rogers and Robin Schuller, two of the coolest moms of Millennials that we know! Becky and Robin share the financial secrets they wish they’d known when they were in their 20s and 30s, as well as the advice they’ve given their Millennial children about managing money. If you want to find out how to slay your financial goals, stay tuned!
And if you like us, don’t forget to subscribe and leave a review! XOXO
Face The Fear Website: https://www.facethefearfw.com
Contact Us: facethefearfw@gmail.com
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Face The Fear Podcast – Matt Erpelding, Estate Planning
In this episode, we dive into Estate Planning 101 with Matt Erpelding, Director of Advanced Markets at Ash Brokerage. Think that Estate Planning is just something that rich people need to do? FALSE!
Here are a few of the questions Matt helps us answer:
- What is estate planning and why is it important?
- What are the differences between a trust, will, and estate?
- What is a Power of Attorney?
- When should someone start to create an estate plan?
- How should Millennials start the conversation with their parents and family members about estate planning?
- Where can someone go for guidance when creating an estate plan or will?
Contact Us: facethefearfw@gmail.com
Don’t forget to subscribe and leave a review! XOXO
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Face The Fear Podcast – Chad Tallman, Financial Advisor
In this episode, we chat with Chad Tallman, Financial Advisor*, about everything from investing, to budgeting, to retirement planning – all from a Millennial point-of-view. Chad debunks some common myths about financial advisors and provides tips for finding the right advisor who will best meet your needs.
Here are a few of the questions uncover in this episode:
- How does someone start investing?
- What does “risk tolerance” mean?
- Why is it important for Millennials to have a financial advisor and to develop a financial plan?
- What does a holistic financial plan look like for a Millennial?
- What questions should someone ask a financial advisor to make sure they are the right fit for them?
- What is one thing you wish you know about finances when you were in your early 20s?
Chad’s LinkedIn: https://www.linkedin.com/in/chadtallman/
Contact Us: facethefearfw@gmail.com
Don’t forget to subscribe and leave a review! XOXO
*(Securities offered through Sigma Financial Corporation, Member FINRA/SIPC. Investment Advisory Services offered through Sigma Planning Corporation, A Registered Investment Advisor. CLN Financial is independent of Sigma Financial Corporation and Sigma Planning)
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Face The Fear Podcast – Chad Eyrich, Long Term Care
In this episode, we sit down with Chad Eyrich, a Long Term Care Professional, to talk about what Long Term Care is, why it matters, and how to make sure you and your family have a plan in place if a Long Term Care event occurs.
Here are a few of the questions we get answered:
- What is Long Term Care?
- How does Long Term Care coverage work? What kind of options are available for Long Term Care coverage?
- Why should Millennials be concerned about Long Term Care, especially when they are still so young and years away from needing this kind of service?
- How can a Millennial start a conversation with their parents or grandparents about Long Term Care?
Here are some quick Long Term Care Stats:
- 52% percent of people turning age 65 today will need some type of long-term care services in their lifetimes
- Average annual cost of private room in a nursing home (2017): $97,455
- 34.2 million Americans have provided unpaid care to an adult 50 or over in the past 12 months
- (https://bit.ly/2Mn8oL7)
Contact Us: facethefearfw@gmail.com
Don’t forget to subscribe and leave a review! XOXO
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Face The Fear Podcast – Randy Kitzmiller, Social Security
In this episode, we sit down with Randy Kitzmiller, Social Security Advisor and Retirement Income Consultant, to discuss the basics of Social Security: what it is, how it works, and how it may change in the future. (SPOILER ALERT: It’s not going away! *Phew*) Join us as we dive into Social Security and how it will affect Millennials’ retirement in the future.
Here are the links Randy mentioned in the podcast:
Social Security Website: https://www.ssa.gov
National Social Security Advisers Website: https://www.nationalsocialsecurityassociation.comFace The Fear Website: https://www.facethefearfw.com
Contact Us: facethefearfw@gmail.com
Don’t forget to subscribe and leave a review! XOXO